Mortgage Loans in Orlando, FL
Central Florida Home Loans — 250+ Lenders, Veteran-Owned.
Orlando is one of the most dynamic housing markets in the Southeast — driven by tourism, tech, healthcare, and a massive influx of buyers relocating from higher-cost states. Altitude Mortgage Group serves Orlando buyers with access to 250+ wholesale lenders, competitive rates, and specialized programs for first-time buyers, investors, and Florida seniors considering reverse mortgages.
Orlando Mortgage Market — 2026
Current loan limits, market conditions, and what buyers need to know.
Loan Programs for Orlando Buyers
We shop 250+ lenders to find the right program for your situation.
FHA Loans
Low down payment for Orlando first-time buyers and relocating families
Conventional
Competitive rates for Orlando's strong mid-range market
Non-QM / DSCR
Investment property loans for Orlando's short-term rental market
Reverse Mortgage
HECM 2026 limit $1,249,125 — lifestyle protection for Orlando-area seniors
Frequently Asked Questions — Orlando Mortgages
How long does mortgage pre-approval take in Orlando?
With Altitude Mortgage Group, most pre-approvals are completed within 24–48 hours. We gather your documents upfront and work with 250+ lenders simultaneously to find your best rate and program.
What is the minimum down payment for a home in Orlando?
It depends on the loan type. VA loans require $0 down for eligible veterans. FHA loans require 3.5% down. Conventional loans start at 3% for first-time buyers and 5% for repeat buyers. USDA loans offer 100% financing for eligible rural properties.
Why use a mortgage broker instead of going directly to a bank in Orlando?
A mortgage broker shops your loan across 250+ wholesale lenders simultaneously — banks can only offer their own products. This competition typically results in lower rates, better terms, and more program options than any single bank can provide.
Is Altitude Mortgage Group licensed in Florida?
Yes. Altitude Mortgage Group (NMLS #2249610) is fully licensed to originate mortgage loans in Florida, Colorado, and Nebraska. Daryl Korinek (NMLS #260077) personally handles every file.